REVIEW – THE DEBT by Karina Halle



Her life changed in an instant.
And he’s the only one who could have prevented it.

From the New York Times bestselling author of The Pact and The Lie comes a new standalone contemporary romance about those McGregor men.

Jessica Charles shouldn’t have even been in London when the unthinkable happened.
She should have been back at home in Edinburgh, perhaps hanging with her boyfriend, having drinks with her sister or doing yoga with her group of friends. She should have been going on in her normal, dependable life as always.
But on that fateful day in August, when a mentally-ill ex-soldier opened fire in public, Jessica’s world changed forever.
Now single and crippled from the gunshot wounds, Jessica finds herself scared and alone, losing faith in herself and humanity with each agonizing moment that passes.
That is until a stranger enters her life. A stranger who makes her live again.
Keir McGregor has always been the strong, silent type. Throw in tall, dark, and handsome and you’ve got pretty much the perfect Scotsman.
Except Keir is anything but perfect. He’s got a past he’s running away from and a guilty conscience he can’t seem to shed. But the more time he spends with Jessica, the more he falls in love with her.
And the more his secret threatens to tear them apart.
He may have been a stranger to her.
But she’s never been a stranger to him.

*****Mel’s Review*****

5 I Am His Stars!
(ARC provided by author)


Jessica Charles is a 30 yr. old beautiful woman from Canada. After her mother passes away she moves to Edinburgh, Scotland to be closer to her sister. She teaches yoga & has a serious boyfriend, & life is good until she takes a trip to London that forever changes her world. While on the streets of London, a mentally ill ex-soldier opens fire. Jessica is shot and returns home a shell of the person she used to be. She’s angry, & feels she will never be the same person she once was.

After looking death in the eye, she lives with fear & flashbacks. She used to feel like a strong, independent woman, but now just feels like a hot mess. She doesn’t want to need anyone & hates feeling crippled & helpless. Wanting to feel whole again she attends a trauma survivor group every Tuesday night at a local church to help with the PTSD.

One evening after her meeting she heads across the street to the St. Vincent Pub to get a drink. She meets a gorgeous stranger named Keir McGregor, who makes her forget her troubles. She has no clue Keir knows who she is, & since leaving the Army had been searching for her. Keir feels indebted to her since he feels like he could have prevented the tragedy that happened to her. He lives with a guilty conscience & like Jessica suffers from survivor’s guilt.

Keir and Jessica begin spending more time together & their attraction continues to ignite. Keir is there for Jessica & makes her want to truly live again. With Keir, she feels stronger than ever & more like her old self. They begin to fall for one another and things turn intimate.

-He is so, so beautiful.

-I crave his heart. His beautiful, giant heart. I want it all to myself, I want to hold onto it and worship it and love it with all the power of my own.

-“You make me be more than I think I can be. You believe in me and when I don’t believe in myself, that counts for everything.”

As their relationship gets more serious, Jessica senses Keir is keeping a part of himself hidden. She feels he’s somehow broken too & wishes he’d trust her with his darkness.

Keir still feels responsible for what happened to Jessica. He blames himself & wants her forgiveness. He’s running from his past & it threatens to destroy everything he has with Jessica. He’s worried the truth might be too much to handle, & secrets always have a way of coming out.

I really loved this book! It was such a beautiful story about two broken people who heal and find strength through love.

-“You’re not just beautiful, little red, your bold. You eat guys like me for breakfast. And guys like me wouldn’t mind one bit.”

-I want to know her body inside and out. I want to make her feel so alive that she’ll realize that she never knew what living was before me.

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